Here is a basic example of how factoring for Motor Carriers works.


Trucker A is a small trucking business.

Trucker A


They haul a load for a freight broker who we’ll call Freight Broker X.

Freight Broker X


Freight Broker X has a strong credit history and worked with Trucker A before.

Freight Broker X has a strong credit history and worked with Business A before.


Freight Broker X pays their invoices in 30 days, but Trucker A needs the money sooner. This is when Business A decides to factor their invoices.

Invoice factoring


The factoring company promptly advances Trucker A up to 100% of the invoice amount and also handles the collections process.

Start Factoring


Within 30 days, Freight Broker X pays the invoice in full to the factoring company.

Freight Broker pays factoring company


Factoring invoices is a risk-free and debt-free way to get immediate cash on your invoices!

Invoice Paid

For more information and to learn how your trucking business could benefit from invoice factoring with Interstate Capital, contact a representative or click here for a free factoring assessment today!