Interstate Capital, one of North America’s leading independent financial services firms for the trucking industry since 1993, offers fast response times to requests for truck and trailer financing and truck and trailer refinancing. In most cases, we can approve applicants in hours. Our truck and trailer financing program is flexible, affordable and tailor-made for owner-operators and owners of small fleets of over-the-road trucks.

This loan program is an exclusive benefit for Interstate Capital factoring clients, so we have a great deal of underwriting flexibility for the financing of over-the-road trucks and trailers. We consider all credit scores, so even if you have been turned down before for equipment financing due to your credit history, you may still qualify for a loan or lease on tractors and trailers with Interstate Capital.

We also provide refinancing options for your existing trucks and trailers as well as financing for purchases of new and pre-owned trucks and trailers. Interstate Capital offers flexible payment terms up to 60 months on new equipment and rates starting at only 9.99% APR for qualified applicants. Truck and trailer loans are available to owner-operators and fleet owners nationwide in the U.S. only.

As an added convenience for Interstate clients, Interstate will automatically make payments on your truck or trailer lease or loan from your Interstate Capital account.

Get a Free Financing Estimate

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Interstate Capital Truck and Trailer Financing Highlights at a Glance

  • All credit scores considered
  • Start-ups welcome
  • Owner-Operators welcome
  • Over-the-road trucks and trailers only
  • Refinancing and financing for new and pre-owned trucks and trailers
  • Rates starting as low as 9.99% APR*
  • Flexible payment terms up to 60 months*
  • Financing available nationwide (U.S. only)
  • Fast decisions, usually within hours
  • Auto-pay from your Interstate Capital factoring account

Fill in the form on this page to get your free financing estimate today. You can also call us on our 24×7 truck financing line: (800) 422-0766

*Equipment finance rates, terms, and loan-to-value maximums TBD upon submission and final approval of credit application.